Insurance Appraisal
Resolve Disputes Over the Amount of Loss
Insurance appraisal is a structured process designed to resolve disagreements about what a property loss should reasonably cost to repair or replace. Premier Adjustment Group provides experienced appraisal services for complex claims.
When Appraisal May Be Appropriate
Appraisal is commonly used when the disagreement is about valuation rather than coverage. This may include differences in repair scope, pricing, or construction methods.
How the Appraisal Process Works
The appraisal process is designed to bring in independent professionals to evaluate the loss and determine the correct value.
Each side selects a qualified appraiser
The appraisers review the damage and attempt to reach agreement
If needed, a neutral umpire helps resolve remaining differences
The outcome establishes a binding valuation under the terms of the policy.
What Appraisal Does and Does Not Do
Appraisal focuses only on determining the amount of loss. It does not decide coverage, liability, or policy interpretation issues. Those matters remain outside the process.