Frequently Asked Questions (FAQs)

Yes. Many claim disputes involve differences in scope, pricing, or repair methods. When this happens, additional evaluation or appraisal may be appropriate.

The amount of loss refers to the cost required to repair or replace the damage based on the terms of the policy, including scope of work and pricing.

Appraisal may be appropriate when the disagreement is about valuation rather than coverage, such as differences in repair scope or cost.

An appraiser evaluates the property damage, reviews estimates, and works to determine the correct value of the loss within the appraisal process.

An umpire acts as a neutral third party when appraisers cannot agree and helps determine the final valuation.